:root{--ink:#17211b;--muted:#657067;--line:#dfe5df;--paper:#f7f8f5;--accent:#174b35;--accent2:#dcefe4;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.site-header{background:rgba(247,248,245,.94);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5;backdrop-filter:blur(10px)}.nav{height:72px;display:flex;align-items:center;justify-content:space-between}.brand{font-size:23px;font-weight:800;letter-spacing:-.7px;text-decoration:none;color:var(--ink)}.brand span{color:var(--accent)}nav{display:flex;gap:28px}nav a,footer a{color:inherit;text-decoration:none;font-weight:600;font-size:14px}.hero{padding:90px 0 75px;background:linear-gradient(135deg,#f7f8f5 0%,#eaf3ed 100%)}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:70px;align-items:center}.eyebrow{font-size:12px;letter-spacing:1.7px;font-weight:800;color:var(--accent);margin:0 0 13px}.hero h1{font-size:clamp(42px,6vw,68px);line-height:1.02;letter-spacing:-3px;max-width:780px;margin:0 0 24px}.lead{font-size:20px;color:#465149;max-width:690px}.actions{display:flex;gap:12px;margin:30px 0 12px;flex-wrap:wrap}.btn{display:inline-block;padding:13px 18px;border-radius:10px;text-decoration:none;font-weight:800}.primary{background:var(--accent);color:white}.secondary{border:1px solid #aebbb1;color:var(--ink);background:white}.micro{font-size:13px;color:var(--muted)}.hero-card{background:white;border:1px solid var(--line);border-radius:22px;padding:30px;box-shadow:0 18px 50px rgba(23,33,27,.07)}.hero-icon{width:62px;height:62px;border-radius:16px;background:var(--accent);color:white;display:grid;place-items:center;font-weight:900;font-size:20px;margin-bottom:24px}.hero-card h2{margin:0 0 7px}.hero-card p{color:var(--muted)}.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:22px}.mini-grid a{padding:12px;background:#f1f5f1;border-radius:9px;text-decoration:none;color:var(--ink);font-weight:700}.section{padding:90px 0}.section-head{display:flex;justify-content:space-between;gap:40px;align-items:end;margin-bottom:35px}.section h2{font-size:clamp(30px,4vw,45px);line-height:1.1;letter-spacing:-1.7px;margin:0}.section-head p{max-width:390px;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px}.cards article{background:white;border:1px solid var(--line);border-radius:16px;padding:24px;min-height:250px}.cards span{font-size:12px;color:var(--accent);font-weight:900}.cards h3{font-size:20px;margin:30px 0 10px}.cards p{color:var(--muted);font-size:14px}.cards a{color:var(--accent);font-weight:800;text-decoration:none;font-size:14px}.dark{background:#17211b;color:white}.dark .eyebrow{color:#9dd4b5}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:45px}.steps b{display:grid;place-items:center;width:42px;height:42px;border:1px solid #5e7165;border-radius:50%;color:#9dd4b5}.steps h3{margin:18px 0 8px}.steps p{color:#c4cec7}.narrow{max-width:800px}.checklist{margin:35px 0}.checklist p{padding:16px 0;border-bottom:1px solid var(--line)}.cta{margin-top:45px;background:var(--accent2);padding:30px;border-radius:18px}.cta h2{font-size:30px}.cta p{color:#465149}.footer-grid{display:flex;justify-content:space-between;gap:40px;padding:45px 0}.footer-grid>div:last-child{display:grid;gap:10px;text-align:right}footer{border-top:1px solid var(--line);background:white;color:var(--muted)}@media(max-width:850px){.nav{height:auto;padding:12px 0;flex-wrap:wrap;gap:6px 18px}nav{gap:6px 18px;flex-wrap:wrap}.hero-grid{grid-template-columns:1fr;gap:35px}.cards{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr}.section-head{display:block}.section-head>p{margin-top:15px}.hero{padding-top:60px}}@media(max-width:520px){.wrap{width:min(100% - 28px,1120px)}.cards{grid-template-columns:1fr}.hero h1{letter-spacing:-2px}.footer-grid{display:block}.footer-grid>div:last-child{text-align:left;margin-top:25px}}

a:focus-visible,.btn:focus-visible{outline:3px solid #7fb999;outline-offset:2px}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.kr-form{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px;margin:30px 0;background:white;border:1px solid var(--line);border-radius:16px;padding:22px}
.kr-form label{display:block;font-size:13px;font-weight:800;margin-bottom:6px}
.kr-form select{width:100%;padding:12px;border:1px solid #aebbb1;border-radius:9px;font:inherit;background:white;color:var(--ink)}
.kr-box{background:var(--accent2);border-radius:16px;padding:26px;margin-bottom:30px}
.kr-kicker{font-weight:800;margin:0;color:var(--accent)}
.kr-big{font-size:clamp(34px,6vw,52px);font-weight:900;letter-spacing:-1.5px;line-height:1.1;margin:8px 0}
.kr-big small{font-size:16px;font-weight:700;letter-spacing:0;color:var(--muted)}
.kr-sub{font-size:18px;margin:0 0 10px}
.kr-note{font-size:14px;color:#465149;margin:6px 0}
.kr-src{font-size:13px;color:var(--muted);margin:14px 0 0}
.kr-src a{color:var(--accent)}
.kr-table-wrap{overflow-x:auto}
.kr-table{width:100%;border-collapse:collapse;background:white;border:1px solid var(--line);border-radius:12px}
.kr-table th,.kr-table td{padding:10px 14px;text-align:right;border-bottom:1px solid var(--line);font-size:15px}
.kr-table th:first-child,.kr-table td:first-child{text-align:left}
.kr-table tr.sel td{background:var(--accent2);font-weight:800}
.calc-link{margin:35px 0 0}